You Don't Have to be Rich & Famous to Score a Mortgage on an Investment Property

By: Natalie Lewin

You Don't Have to be Rich & Famous to Score a Mortgage on an Investment Property

Tags: Real Estate, Investment Property, Real Estate Investment, Toronto

Getting a mortgage is rarely an easy process free of headaches, but getting a loan for an investment property can be even trickier. Unlike the mortgage you took out on your principal residence, financing an investment property is more complicated and may require a longer period of preparation. However, don’t let this process scare you! Investing in real estate is one of the best ways to buil...Read More

Does Your Home Pass the Test? Why School Ratings Matter to Back to School Home Shoppers

By: Natalie Lewin

Does Your Home Pass the Test? Why School Ratings Matter to Back to School Home Shoppers

Tags: Back to School, Real Estate, School Ratings, Buyers, Sellers, Buying, Selling

While location, layout, size, and proximity to amenities are obvious factors at play during the home buying process, local school districts also have a significant influence over whether your home lands in a hot Toronto real estate pocket.  Paying Premium For Top School Districts It makes sense that school ratings would be a major deciding factor in home shoppers with kids, but what&rs...Read More

Deduct Like A Boss: How-To Use Your Home to Maximize Your Tax Return

By: Natalie Lewin

Deduct Like A Boss: How-To Use Your Home to Maximize Your Tax Return

Tags: Real Estate, Tax Return, Home Office, Toronto

Having a home business comes with the advantage of not having to commute or spend money on an expensive office space, but did you know that you can also deduct certain home business expenses on your income tax return? The biggest mistake people make when it comes to home-office expenses is that they fail to claim them! Don’t miss out on the savings by forgetting to deduct the following home-...Read More

The Toronto Housing Market Is Hot... Should You Jump In?

By: Natalie Lewin

The Toronto Housing Market Is Hot... Should You Jump In?

Tags: Homes in Toronto, Toronto Housing Market, Sell Your Home, Selling, First Time Sellers

Summer is a perfect time for many things in the city: Taking the ferry to Toronto Islands, sunbathing at Sugar Beach Park, and strolling the Distillery Sunday market. But summer in Toronto also offers a perfect window of opportunity for something even more exciting: selling your home! Knowing the best time to enter the market will help you sell your home faster and for a higher asking price. Here ...Read More

I’m Getting a Divorce, Can I Buy a New Home?  

By: Natalie Lewin

I’m Getting a Divorce, Can I Buy a New Home?  

Tags: Divorce, Buy a New Home, homes for sale

Divorce is ranked as life’s second most stressful event for good reason: The process is both emotionally draining and financially taxing. One of the most difficult (and sometimes heated) negotiations between couples parting ways is housing. As one spouse is usually required to find another living arrangement, the idea of purchasing a second property may seem like a smart solution.  Whi...Read More

Community Restaurant Round-Up: Your Ultimate T.O. Bucket List

By: Natalie Lewin

Community Restaurant Round-Up: Your Ultimate T.O. Bucket List

Tags: Toronto, bucket list, Toronto restaurant

Bobbette and Belle:  3347 Yonge St.   Bobbette and Belle combines all my favourite things—delicious home-style pastries, amazing coffee, and community—all into one. If you need to take a break from the fast-paced nature of city life, Bobbette and Belle offers the perfect Parisian escape where you can treat yourself (and maybe someone else if they’re lucky) to delici...Read More

Want to Join the 1%? The Secret is Investment Properties

By: Natalie Lewin

Want to Join the 1%? The Secret is Investment Properties

Tags: Investment Properties, Real Estate

If words like ‘equity’, ‘finances’, and ‘leverage’ make you cringe, you’re not alone. According to a recent survey by OnePoll, 20% of people said they would rather spend an hour in jail than discuss their finances. Yikes!   Leveraging your home equity isn’t as cringe-worthy or complicated as it seems.   Your home is your greatest asset a...Read More

Got Rent? Why First-Time Buyers Should Raid Their RRSPs

By: Natalie Lewin

Got Rent? Why First-Time Buyers Should Raid Their RRSPs

Tags: home buyers, RRSP, investments, first time home buyers

Do sky-high home prices and new mortgage rules have you kissing your homeownership dreams goodbye? Before you throw in the towel, let me introduce you to a resource you probably haven’t thought to tap into: The Home Buyer’s Plan (HBP).  One of the hardest parts of purchasing a home is coming up with a substantial down payment. By using the HBP to borrow funds fro...Read More

"I smoke and grow legal weed. Will that affect selling my home?"

By: Natalie Lewin

"I smoke and grow legal weed. Will that affect selling my home?"

Tags: selling, selling homes in Toronto, Toronto homes, realtor

Are you wondering how the legalization of marijuana will impact the sale of your home? Under the new federal Cannabis Act, Ontario homeowners are permitted to legally smoke and vape marijuana in their personal residences as well as grow up to four marijuana plants per household. How will the consumption and purchase of this previously illegal plant affect property values? We dive into the most com...Read More

Real Estate Virtual Tours: Your Secret Weapon to a Fast Sale

By: Natalie Lewin

Real Estate Virtual Tours: Your Secret Weapon to a Fast Sale

Tags: Real Estate, Virtual Tours, Toronto, Yonge and Eglinton, Selling, Buying

Although over 90% of buyers start their home search online, very few realtors are leveraging the power of technology as a marketing tool to sell your home. In 2019, home buyers are expecting to see both images of homes online and a virtual walk-through of the property.   Partnering with a realtor who can create an interactive virtual tour of your home is the #1 way to boost your home’s ...Read More